Health insurance plans provide more than just coverage for your or someone else’s medical bills. Here are some other benefits that come with your health insurance plan.
Wellness Programs
Most health insurance plans include wellness programs designed to promote healthy behaviors and preventive care. The programs may include wellness screenings, fitness incentives, smoking support and cessation, nutrition counseling, and mental wellness resources.
Preventive Services
Most health insurance includes the payment for certain preventive services without needing to pull money from your own pocket. These services include annual check-ups, various vaccinations, screenings for different health problems, and preventive medicines.
Counseling Services
The realization of the importance of mental health has led most health insurance packages to cover counseling through therapy sessions, treatment by psychiatrists, and treatment for substance abuse.
Personalized Incentives
Some health insurance programs offer discounts on memberships for gyms or fitness clubs, on health-related products, and even on wellness programs. Incentives may also include rewards for participation in healthy behavior programs or reaching wellness goals.
How to Maximize Benefits
To ensure you can fully utilize these extra benefits, get enrolled in wellness programs, use preventive care appointments consistently, and use mental health resources when necessary. Take advantage of the discounts and rewards available with your insurance plan.
By making the most of these additional benefits, you can ensure your total health and well-being, including preventive care and promoting healthy lifestyle choices.